RBI DLA (Concurrent) Audit

RBI DLA (Concurrent) Audit

Official Partner

Digital Lending & Concurrent Audit Services

RBI DLA (Concurrent) Audit

Comprehensive RBI concurrent audit services for banks and NBFCs. The Reserve Bank of India mandates concurrent audits to provide timely feedback to management on the effectiveness of internal controls, compliance with policies, and early detection of irregularities. Our experienced concurrent auditors conduct ongoing assessments of loan portfolios, branch operations, treasury activities, and digital lending platforms. We evaluate credit appraisal processes, KYC/AML compliance, fraud prevention controls, and regulatory adherence ensuring your institution maintains robust internal controls while complying with RBI's operational and prudential requirements.

Key Features

DLA Audit Specialists

Expert auditors with comprehensive knowledge of RBI concurrent audit requirements, loan portfolio assessment, and operational risk evaluation.

Loan Portfolio Review

Detailed examination of credit appraisal, disbursement procedures, documentation, collateral management, and loan monitoring processes.

Operational Controls

Assessment of internal controls covering KYC/AML compliance, fraud prevention, branch operations, treasury management, and regulatory adherence.

Risk Identification

Early detection of irregularities, policy violations, credit risks, and operational weaknesses with immediate reporting to management and audit committees.

Regulatory Compliance

Verification of compliance with RBI guidelines on lending, asset classification, provisioning, income recognition, and prudential norms.

Monthly Reporting

Timely submission of detailed audit reports highlighting exceptions, control deficiencies, and recommendations for management action.

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Frequently Asked Questions

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Concurrent audit provides timely feedback on effectiveness of internal controls, compliance with policies, and early detection of irregularities in bank operations, particularly in lending and digital operations.
Banks and NBFCs must conduct concurrent audits of branches, loan portfolios, digital lending platforms, treasury operations, and other high-risk areas as mandated by RBI guidelines.
Digital Lending Apps (DLA) audit covers loan appraisal, disbursement, KYC/AML compliance, data privacy, outsourcing arrangements, customer grievances, and compliance with RBI digital lending guidelines.